Qualifying for Medicaid in Texas
The below are a few eligibility requirements for Skilled Nursing Medicaid care in Texas. If your loved one has income and assets over these limits they may still become eligible for Medicaid in Texas. Medicaid Ready Texas can help your family convert financial assets in excess of the limit into exempt assets. Think you don’t qualify? Think Again!
At Medicaid Ready Texas (MRT), we help our clients preserve and extend their family’s wealth by restructuring their finances to qualify for Medicaid in Texas. Our proven, six-step process is led by a dedicated Medicaid Eligibility Specialist and includes a team of experts who can advise on financial, legal, and insurance matters. Medicaid Ready Texas is your full-service solution for Medicaid planning and financial peace of mind.
MEDICAID Medical Necessity: Determined by MDS and completed by nursing home staff to prove skilled nursing level of care. 30 day stay: Applicant remains under 30 days of continuous care.
Residency: Applicant must be a Texas Resident and Meet citizenship or residency requirements. Income: Only the applicant’s income is considered for eligibility. If applicant is SINGLE, gross limit $2,982 MARRIED, if both spouses apply $5,964 If applicant’s monthly income exceeds the limit, a Qualified Income Trust is required.
Resources: As of close of business last day of the previous month, total Applicant’s countable resources cannot exceed $2,000 for a single applicant; $3,000 for married applicants.
Spousal Protected Resource Amount (SPRA): If a spouse lives in the community, a couple may have up to $32,531 in countable assets. For those with larger estates, 50% of the total is protected with a maximum of $162,660. Couples with total gross income below $4,066.50/month can have more assets.